Workers’ compensation benefits are available to help injured workers in different situations and can also provide protections to family members of injured workers or of workers who have been killed in a fatal workplace accident. Workers’ compensation benefits can help with workplace accidents and injuries or with occupational illnesses workers may suffer.
Basically, workers’ compensation benefits are a type of insurance paid by an employer to help workers who are suffering from a workplace illness or injury. Workers’ compensation benefits provide protections for many injured workers and is considered a no-fault system which means that most illnesses and injuries will be covered. Workers’ compensation benefits can help with a broad range of concerns injured workers and their families may have following a workplace accident.
These protections can help injured workers with medical expenses, lost wages and in some other circumstances as well. Injured workers can receive help with the medical care they need for the injury or illness they have suffered; help with replacement income while they are away from work recovering and unable to earn a living; vocational rehabilitation and the costs of retraining if they are unable to perform the work they did before; compensation for any permanent injuries suffered by the worker; and survivor benefits for surviving family members following a fatal workplace accident.
Each of these benefits can be important for injured workers at different points of their recovery process following a workplace accident or injury. Workers’ compensation can quite literally help injured workers get back on their feet and help them with their daily needs going forward after they have been harmed on the job.